Tags Circular No.39 SBV fixes law in favour of economic growth Friday, Aug 25, 2023 The repeal of the clauses would significantly improve access to bank credits for the business community and individual borrowers. State Bank of Vietnam announces amendments to bank loans circular Monday, Jul 04, 2022 The State Bank of Vietnam (SBV) has been developing a draft amending Circular 39 on bank loans to keep credit risks in check